Financial Tools and Calculators
Better financial decisions start with better information. These tools are free, nothing is stored, and no contact details are required to see your result.
Where to start
Pick the question you actually have
Each tool answers one question and shows its working. None of them ask who you are before showing you the result.
Protection
Life Insurance Needs Calculator
Work out what your family would actually need, then subtract what already exists.
About 3 minStart calculatorLife Insurance Coverage Gap Calculator
The fast version. Seven questions to see whether you are underinsured.
About 1 minStart calculatorFinancial Protection Score
Eight questions across protection, savings, retirement and legacy. One score.
About 2 minStart calculatorRetirement and Wealth
Retirement Income Gap Calculator
Add up the income you already expect, then compare it to the life you want.
About 3 minStart calculatorRetirement Savings Calculator
Carry your savings and contributions forward, using a return you choose yourself.
About 2 minStart calculatorHow Long Will My Money Last
Enter a balance and a monthly withdrawal, and see how many years it stretches.
About 2 minStart calculatorCost of Waiting Calculator
Same contribution, same target date, later start. See what the delay costs.
About 1 minStart calculatorHealth and Longevity
This tool is educational and does not provide financial, investment, tax, legal or insurance advice. Results are estimates based only on the information you enter and the assumptions shown, they are not a quote, an offer of coverage or a promise of any outcome, and your actual situation will differ. Insurance guarantees are backed by the claims paying ability of the issuing insurance company. Speak with a licensed professional before acting on anything you see here.
Ran the numbers? Bring them to a conversation.
Thirty minutes, no product presented and no application opened. The tools give you a starting point. The conversation is where the trade-offs get discussed.