# Privacy Policy | Celestial Wealth Agency

> How Celestial Wealth Agency collects, uses, shares and protects the information you provide through this website.

Canonical page: https://celestialwealthsolutions.com/privacy-policy

Legal

# Privacy Policy

Last updated 2026. Questions about this page go to geancarloUWF@outlook.com.

## What we collect

When you submit a form, book an appointment, call or email us, we collect the information you choose to provide: your name, email address, phone number, city and state, and anything you write in a message field.

If you begin an application for insurance or an account, additional information is collected as required by the carrier or institution, including date of birth, government identification numbers, health information and financial details.

This website collects basic technical information automatically, such as browser type, device type, referring page and pages visited.

## How we use it

To respond to you, to prepare and deliver the services you requested, to submit applications you have authorized, and to meet legal, regulatory and carrier requirements.

We do not sell your personal information. We share it only with the carriers, institutions and service providers necessary to deliver what you asked for, and with regulators where required by law.

## Communications

If you provide a phone number you consent to be contacted at that number about your request, including by text message where you have opted in. Message and data rates may apply. Reply STOP to any text message to opt out.

You can ask to be removed from all marketing communication at any time by replying to any email or by calling the number on this website.

## Your choices

You may request access to, correction of, or deletion of the personal information we hold about you, subject to record retention obligations imposed on financial services firms. California residents have additional rights under the California Consumer Privacy Act.

To make a request, email geancarloUWF@outlook.com or call (510) 461-2496.

## Security and changes

We use reasonable administrative and technical safeguards to protect the information we hold. No method of transmission over the internet is completely secure, so please do not send sensitive identifiers by email.

This policy may be updated. The version posted on this page is the version in effect.

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Celestial Wealth Agency, an independent financial services agency in Fremont, California. Investments and retirement, annuities, life insurance and IUL, free financial education, and licensing for new financial professionals.

Zeena Carmona (510) 461-2496, Geancarlo Carmona (858) 405-6743, geancarloUWF@outlook.com. Monday to Friday, 9am to 7pm PT. Evenings and weekends by appointment.

Important disclosures: Celestial Wealth Agency provides financial education and insurance services. This website is for educational purposes only and is not financial, tax, legal or investment advice. Guarantees are backed by the claims-paying ability of the issuing insurance company. Policy loans and withdrawals reduce cash value and death benefits. Dividends are not guaranteed. Past performance does not indicate future results. Full set: https://celestialwealthsolutions.com/disclosures

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